[Beginners] Are you a blogger running Google Adsense on your website(s)? If you haven’t already done so, you should seriously consider linking your Adsense account to your bank chequing (checking for Americans) account. It means you get your money nearly immediately after Google “pays” out, instead of waiting weeks.

For example, I just checked my bank account online (its not an online savings account, just online access to a regular account). It’s Aug 24th, and my payment is already in my account. Previously, I wouldn’t receive my cheque in the mail (snail mail) until nearly the beginning of the month after it was issued. Once I received it, I’d have to get to my bank and either cash it or deposit it. Either way, it would be held for several days. If I wanted my money right then, I’d have to go to a cheque cashing place and pay a crazy fee. Not fun.

By adding a bank account to my Google Adsense account, I get my money asap, the day after Google pays it. How much is it worth to you to have your money about 2 weeks earlier?

A lot of other ad networks pay through Paypal, which while it’s immediate (unless paid by eCheck), the money still has to be transferred to your bank account. Direct deposit’s always nice. And when you start making the big bucks in ad revenue, a few weeks early payment each month might even save you a bit of interest.

The process is very simple. Got to the “My Account” tab in your Adsense reporting panel and click on “Account Settings” link. Scroll down the page to find the Payment details section and click “edit”. Follow the instructions to add are bank account details.

As part of the verification process, Google will make a small deposit into your account. Once you see the amount details listed in your bank account, go back to the Adsense account section and verify that they have the right bank details by entering the amount. This is a security to feature to ensure they’re paying the right person or business.

The process is relatively simple, but when it comes to anything to do with online payments, I usually read instructions over a couple of times before acting upon them. I suggest you do the same.